An account with Tractor Supply is a credit card issued by the store. Tractor Supply Stores, as well as, are the only places where you can use this coupon. Due to the fact that the system isn’t connected to any major credit card network like Visa or Mastercard, it cannot be used outside its own retailer. However, if you shop frequently at stores, the card offers some benefits, as long as you are able to repay the balance in full before interest comes into effect.


Login Benefits To Be Followed

The three main advantages of this Tractor Supply credit card are its special financing options, bonuses, and discounts.

Special Financing

A special financing plan that may be offered to cardholders usually lasts between 6 and 36 months. Three special financing options popular at the time of this writing include interest-free on purchases of $199 or more if paid in full in 6 months, interest-free on purchases of $399 or more paid in full in 12 months, and interest-free on purchases of $399 or more. 799 or more paid in full within 18 months. Other financing offers are available, so we recommend that you visit the credit card section of for details of the current offer.

The annual percentage rate (APR) for purchases at the time of this writing was 25.99%. In the event that the balance is not fully paid by the date the purchase is made, a substantial amount of interest will accrue on the outstanding balance. Essentially you want to pay for purchase during the promotional period, otherwise, you lose all the benefits for yourself, it’s not worth paying the high interest when other cards offer much better rates for many people.

Rewards, Discounts, And Other Benefits

Approved cardholders can receive 5% back in rewards if they do not purchase promotional credit. Neighbor’s Club Rewards membership is required and exclusions apply.

Some of the other benefits your credit card can offer, depending on approval, are birthday gifts, exclusive offers, return confirmation, free same-day shipping, free daily standard shipping on purchases of $29 or more, and more.